The use of rideshare services like Uber and Lyft have skyrocketed over the years. This means there are more drivers on the road and passengers in them. If you were injured in an Uber or Lyft collision—whether as a passenger or while operating your own motor vehicle—you may be owed compensation for any damages you suffered.
A savvy Bridgeport Uber/Lyft accident attorney knows how to work in your best interests. At Bert McDowell Injury Law, we understand the unique complexities of these cases and how to fight back against these massive corporations. Let a dedicated car crash lawyer at our firm get to work for you.
Filing a Rideshare Claim Within the Statute of Limitations
General Statutes of Connecticut § 52-584 enforces a time limit of two years to file a legal claim in most personal injury cases. This two year period starts on the date of the rideshare accident with Uber or Lyft in most situations. While some limited exceptions may toll or pause this period of time, most cases are strictly subject to the timeframe.
Even though most people will have two years to file, no injured person should wait any longer than they have to. Approaching a Bridgeport lawyer early protects valuable evidence from being lost and helps create time for a proper investigation into how the Uber or Lyft accident occurred.
How Uber and Lyft Insurance Works
Both rideshare companies maintain insurance coverage for all of their drivers and others who could be injured by them. How that particular situation is covered will depend on the working status of the driver.
Uber’s Insurance Policy
Uber’s insurance coverage policies work as follows:
- When the App is Off: If the app is turned off, Uber will not cover the accident and an injured person must rely on the driver’s own personal insurance.
- Waiting for a Ride Request: When a driver is awaiting a match, the coverage is for $25,000 in property damage, $50,000 per person, and $100,000 per accident for bodily injury.
- Transporting or Heading to a Passenger: When an Uber driver has a passenger or is matched with one and on the way, the insurance policy covers $1,000,000 per accident.
Uber’s policies are mostly similar to those of Lyft’s but there are a few minor differences, which is why it is crucial to have the guidance of a seasoned Bridgeport rideshare wreck attorney when filing a claim.
Lyft’s Insurance Policy
Lyft’s insurance policy includes:
- When the App is Off: If the Lyft app is turned off, the driver is not currently working and Lyft’s insurance coverage will not apply. Only the driver’s personal insurance will then cover an accident if applicable.
- Driver Mode On: If the app is turned on, but there is not a match, the accident coverage is $50,000 per person for bodily injury, $25,000 for property damage, and $100,000 per accident for bodily injury.
- Ride Matched: If the driver has a matched ride, the insurance rates are set at $1,000,000 total per occurrence.
This insurance can help cover a Lyft driver, passenger, or a third party. Following being involved in a crash with a Lyft in Bridgeport, it is best to reach out to a knowledgeable legal professional as soon as possible to review the legal options.
Work with an Uber/Lyft Accident Lawyer in Bridgeport
Any Uber or Lyft accident could lead to devastating injuries. These drivers should drive carefully and responsibly just like anyone else on the road. However, the reality is that rideshare crashes frequently occur, and when they do you could be seriously injured.
If you were hurt, get in touch with a Bridgeport Uber/Lyft accident attorney at our firm. Bert McDowell is a well-practiced lawyer who knows how to pursue compensation in your case. Call today to schedule a consultation and Bring on Bert!